A customer in Berlin pays her invoice
Maya sent a link from her dashboard. Her customer opened it, chose USDT on TRON and paid from their own wallet.
No account to create, no card form, no redirect to an exchange.
Send an invoice link or add a checkout to your store. The USDT your customer sends lands on your balance, and a virtual Mastercard in your phone spends it.
Maya runs a small clothing shop in Lisbon and sells to customers across Europe. Here is what a single crypto payment looks like from her side of the counter.
Maya sent a link from her dashboard. Her customer opened it, chose USDT on TRON and paid from their own wallet.
No account to create, no card form, no redirect to an exchange.
Satqo watches the chain for the address on that invoice. The transaction is seen and confirmed, and the customer’s invoice page turns to “paid” while they are still looking at it.
The payment is screened, the ledger entry is written and her store gets its callback. Twelve seconds after the customer tapped pay, the money is Maya’s to use.
The same balance sits behind a virtual card in her phone’s wallet. She taps at the counter and the card spends from it directly.
Nothing to withdraw first, no exchange in between, no three-day bank transfer.

Next week’s stock goes out as USDT straight to her supplier’s wallet. One balance to get paid into, spend from and pay out of.
Start with a link today. Add a checkout when your store is ready. Both land on the same balance.
Set an amount and a currency, send the link or show the QR code. Works in chat, email or on a printed receipt. No code at all.
Create invoices from your backend and get a signed callback the moment each one is paid. A hosted payment page handles the rest.
# create an invoice for an order POST https://api.satqo.com/api/v2/invoices/create X-Processing-Key: <api key> X-Processing-Signature: <HMAC-SHA512 of the body> { "foreign_id": "order-1042", "amount": "120.00", "currency": "USDT", "chain": "tron" } # → {"data":{"url":"https://pay.satqo.com/aB3dE5fG","status":"created",…}} # then a signed callback when it’s paid
Time to balance depends on the network your customer picks. We show it honestly on every invoice.
Typical time until a payment is confirmed and available, under normal network load. On TON the customer includes the memo shown on the invoice. Base and Bitcoin are not enabled yet.
You pay when you get paid, and not before.
0.5% of each payment, plus the network’s own fee.
Send to any wallet from 0%. The network fee is paid by Satqo.
No setup fee and no minimums. Card fees are shown in your dashboard before you load anything.
Pay for a $5 subscription and $5 leaves the card. Purchases in another currency carry the issuer’s 2.5% conversion fee.
Add the card to Apple Pay right after issuing it and pay with your phone in shops and online.
Issuing is free when your first load is $300 or more; otherwise it’s $10, once. No monthly fee.
Volumes above $10,000 a month get custom rates. Talk to us.
Invite friends, earn 20%. Bring a business to Satqo and get 20% of the fees we earn from them for 12 months; their card is free from a $100 first load. Your link is in the dashboard under Invite friends. Programme terms
Twelve seconds is fast, but every one of them is spent on something. This is what happens to a payment before it reaches your balance.
Sender addresses are checked against risk databases. High-risk funds are held for review instead of landing on your balance.
Look-alike tokens and address-poisoning dust are recognised and never credited.
Every credit, fee and payout is a double-entry record. The database refuses an entry that doesn’t add up.
Wallet keys are stored encrypted and never leave the processing servers.
Open an account, send your first invoice link and watch the payment land. It takes less time than reading this page did.

No. They open the invoice link, pick a network and pay from any wallet they already use. The page updates by itself when the payment is confirmed.
To your Satqo balance, held in the same currency your customer paid. From there you can spend it with your virtual card or send it to any wallet.
The invoice shows the shortfall or overpayment, and you decide whether to accept it, ask for the rest or refund the difference.
Open an account, confirm who you are in a couple of minutes and issue the card from your dashboard. It is a Mastercard that works online and in Apple Pay, and it spends from the money you load onto it. Issuing is free when your first load is $300 or more.
Get the card
Yes. Share your link from the dashboard (Invite friends). For 12 months you get 20% of the fees Satqo earns from each business that signs up with it, paid in USDT to your balance once they have confirmed their identity and received a real payment. Your friend gets the card free from a $100 first load. Inviting yourself voids the rewards; Satqo can change or end the programme. Programme terms