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Send your client an invoice link. The USDT lands on your balance in about 10 seconds, and your virtual card spends it anywhere Apple Pay works. No exchange, no bank wire.
PayThree steps. The first payment takes about a minute from the moment your client sends it.
Type the amount, share the link on WhatsApp, Telegram or email. Your client pays in USDT from any wallet or exchange. They don’t need an account.
pay.satqo.com/k7Qm2xOn TRON, payments up to $1,000 are on your balance in about 10 seconds; bigger ones after full confirmation, about a minute. TON and Arbitrum take seconds too.
0.5% · no monthly feeLoad your virtual Mastercard from the balance, add it to Apple Pay and pay in shops and online. Nothing to withdraw, no bank in between.
$0 per purchaseThe card needs a one-time identity check, a few minutes in the dashboard. Times are typical under normal network load.
No subscription and no minimums. You pay when money moves.
A $5 subscription takes $5 off the card. Nothing extra.
5.5% of what you put on the card, at least $1.50.
Charged by the card network on purchases in other currencies, at least $0.50.
Free when your first load is $300 or more; otherwise $10, once. No monthly fee.
0.5% of each payment, plus the network’s own fee.
Send to any wallet from 0%. You only cover the network fee.
No setup fee, no minimums, nothing to cancel.
Moving money from the card back to your balance: 2%. Volumes above $10,000 a month get custom rates. Talk to us.
Invite friends, earn 20%. Bring a business to Satqo and get 20% of the fees we earn from them for 12 months; their card is free from a $100 first load. Your link is in the dashboard under Invite friends. Programme terms
The balance you get paid into also takes payments from your store, your website and your counter. Everything below lands in the same place.
Create invoices from your backend and get a signed callback the moment each one is paid. A hosted payment page handles the rest.
# create an invoice for an order POST https://api.satqo.com/api/v2/invoices/create X-Processing-Key: <api key> X-Processing-Signature: <HMAC-SHA512 of the body> { "foreign_id": "order-1042", "amount": "120.00", "currency": "USDT", "chain": "tron" } # → {"data":{"url":"https://pay.satqo.com/aB3dE5fG","status":"created",…}} # then a signed callback when it’s paid
A “Pay with crypto” button you paste into any website. Set the price once; each click opens a fresh invoice.
A keypad in your dashboard for the counter: type the amount, the customer scans a QR and the screen turns to paid.
WooCommerce, PrestaShop, OpenCart and WHMCS: install, paste your API key, and crypto shows up at checkout.
Maya runs a small clothing shop in Lisbon and sells to customers across Europe. Here is what a single crypto payment looks like from her side of the counter.
Maya sent a link from her dashboard. Her customer opened it, chose USDT on TRON and paid from their own wallet.
No account to create, no card form, no redirect to an exchange.
Satqo watches the chain for the address on that invoice. The transaction is seen and confirmed, and the customer’s invoice page turns to “paid” while they are still looking at it.
The payment is screened, the ledger entry is written and her store gets its callback. Twelve seconds after the customer tapped pay, the money is Maya’s to use.
The same balance sits behind a virtual card in her phone’s wallet. She taps at the counter and the card spends from it directly.
Nothing to withdraw first, no exchange in between, no three-day bank transfer.
Next week’s stock goes out as USDT straight to her supplier’s wallet. One balance to get paid into, spend from and pay out of.
Time to balance depends on the network your customer picks. We show it honestly on every invoice.
Typical time until a payment is confirmed and available, under normal network load. On TON the customer includes the memo shown on the invoice. Base is used for payouts; Bitcoin is not enabled.
Twelve seconds is fast, but every one of them is spent on something. This is what happens to a payment before it reaches your balance.
Sender addresses are checked against risk databases. High-risk funds are held for review instead of landing on your balance.
Look-alike tokens and address-poisoning dust are recognised and never credited.
Every credit, fee and payout is a double-entry record. The database refuses an entry that doesn’t add up.
Wallet keys are stored encrypted and never leave the processing servers.
Open an account, send your first invoice link and watch the payment land. It takes less time than reading this page did.
They need USDT in any wallet or exchange account that can send it. They open your invoice link, pick the network and pay; no Satqo account needed. The page updates by itself when the payment is confirmed.
On TRON a payment up to $1,000 is on your balance in about 10 seconds; bigger ones after full confirmation, around a minute. Loading the card from the balance is instant once your identity check has passed.
No. They open the invoice link, pick a network and pay from any wallet they already use. The page updates by itself when the payment is confirmed.
To your Satqo balance, held in the same currency your customer paid. From there you can spend it with your virtual card or send it to any wallet.
The invoice shows the shortfall or overpayment, and you decide whether to accept it, ask for the rest or refund the difference.
Open an account, confirm who you are in a couple of minutes and issue the card from your dashboard. It is a Mastercard that works online and in Apple Pay, and it spends from the money you load onto it. Issuing is free when your first load is $300 or more.
Get the card
Yes. Share your link from the dashboard (Invite friends). For 12 months you get 20% of the fees Satqo earns from each business that signs up with it, paid in USDT to your balance once they have confirmed their identity and received a real payment. Your friend gets the card free from a $100 first load. Inviting yourself voids the rewards; Satqo can change or end the programme. Programme terms