We run Satqo, so read this with that in mind. Every competitor figure below comes from the provider's own public page, linked in the sources, as checked in October 2026. Prices change; check the source before you decide. Custom rates negotiated by large merchants are not included.
What to compare
Headline percentages are only part of the cost of a gateway. Before you choose, look at:
- The fee on each incoming payment, and whether it changes when the payment is converted to another coin.
- The cost of getting money out: service fees on withdrawals and who pays the network fee.
- Coins and networks: do they cover what your customers actually hold?
- What happens to the balance: auto-conversion, payouts to suppliers, spending.
- Risk screening of incoming funds, which protects you from receiving tainted money.
Side by side, as of October 2026
| Satqo | NOWPayments | Trybit (formerly CryptoCloud) | |
|---|---|---|---|
| Fee per incoming payment | 0.5% | 1% without conversion; 1.5% with auto-conversion or fixed rate | 1.9% standard; from 0.4% on individual terms |
| Network fees | Paid by the sender | Deducted from the deposit, per the pricing page | Network fee deducted on withdrawals |
| Withdrawals / payouts | No Satqo fee; network fee only | 0% service fee; network fee only | 0% service fee; network fee only |
| Conversion between coins | 0.3% between stablecoins, 1% otherwise (in the rate) | 1% off-chain conversion | Auto-conversion to stablecoins available |
| Monthly fee | None | Not listed on the pricing page | None |
| Coins and networks | USDT, USDC, ETH, TRX, TON on TRON, TON, Ethereum and Arbitrum (payouts also on Base) | 350+ currencies | Stablecoins and other tokens on TRON, BNB Smart Chain, TON, Ethereum, Arbitrum, Optimism, Solana and Base |
| Spend the balance with a card | Virtual Mastercard with Apple Pay, loaded from the balance | Not covered by the pricing pages we compared | |
Sources: nowpayments.io/pricing, trybit.com/en/pricing, satqo.com pricing. Checked 7 October 2026.
A worked example: 1,000 USDT on TRON
A customer pays a 1,000 USDT invoice on TRON and you keep it as USDT, with no conversion. Using each provider's standard listed rate:
| Provider | Listed rate | Service fee |
|---|---|---|
| Satqo | 0.5% | 5 USDT |
| NOWPayments | 1% (no conversion) | 10 USDT |
| Trybit | 1.9% (standard) | 19 USDT |
Network fees come on top and depend on the network and the provider's policy, so they are left out of the example. At high volumes both NOWPayments and Trybit advertise lower individual rates, and Satqo offers custom rates above USD 10,000 a month, so the gap can narrow for large merchants.
Who each one suits
NOWPayments
The widest coin list of the three, with 350+ currencies, plus automatic conversion and mass payouts. A fit if your customers pay in many different coins and you want everything converted for you.
Trybit
CryptoCloud rebranded as Trybit in 2026. Its site lists screening of incoming payments, auto-conversion to stablecoins, mass payouts, white label, a POS terminal and donation links, across a broad set of networks including Solana, BNB Smart Chain and Optimism. A fit if you need those networks or a white-label payment page.
Satqo
Focused on the stablecoins most customers actually hold, on four networks for incoming payments, with the lowest standard fee of the three as of October 2026. What sets it apart is what happens after the payment: the same balance pays out to suppliers and loads a virtual Mastercard that works in Apple Pay, with no fee per purchase. A fit for freelancers and small businesses that want to get paid in USDT and spend it without going through an exchange.
Before you sign up anywhere
- Check that the gateway is allowed to serve your country and your business type, and what verification it asks for.
- Run a small test payment end to end, including a withdrawal.
- Read the rules for underpaid, overpaid and late payments: they decide who absorbs exchange fees.
- Ask what happens to funds flagged by risk screening.